Wednesday, August 8, 2007

ESCOBAR - R/T 95% CLTV Stated

Client: Escobar
SFR, OO, 80/15, STATED
Appraisal value $190,000
First $392,000
Second $ 73500

5 years fixed Interest ONly, no prepay
7% 2,286.00
10% 579.20
2865.20

5 years fixed fully amortized - no prepay
6.625% 2,510.00
10% 579.20
3,089.20

30 years fixed interest only
7.5$ 2,450.00
10% 579.20
3,029.20

Lender: WF

LISAS R/T 80% full doc, Hybrid, 780 fico

Client: SC
Borrower: 780 fico, Wage Earner
Coborrower: 720, self employed
Appraisal 770,000
Rate & terms, SFR, OO

5 years fixed Option Arm Libor - 1 year prepay
7.5% Interest Rate
2.25% Start Rate
0.125 Cost
115% Cap

7% Interest Rate
2.25% Start Rate
1.125 Cost
115% Cap

5 years fixed Option Arm Libor - no prepay
7.75% Interest Rate
2.25% Start Rate
- par
115% cap

7.25% Interest Rate
2.25% Start Rate
0.875% Cost
115% Cap

Lender: SC